Payment processing, improved.
Standard processing plus our new Cash Discount Processing — where the customer covers the fee and your business pays none. Everything you need in one kit.
Cash Discount Processing (No Fees)
Eliminate up to 95% of your processing fees. The compliant cash-discount model lets your business keep what it earns.
Standard Merchant Processing
Cards, ACH, and recurring billing for operating businesses — with access to your funds faster.
Everything In One Kit
Terminal, gateway, and reporting — everything you need to switch and start saving, delivered as one kit.
Every percentage point is payroll.
| Monthly Card Volume | Typical Processing Cost* | With Cash Discount Processing* | Kept Per Year* |
|---|---|---|---|
| $10,000 | ~$290 | ~$15 | ~$3,300 |
| $25,000 | ~$725 | ~$38 | ~$8,200 |
| $50,000 | ~$1,450 | ~$75 | ~$16,500 |
| $100,000 | ~$2,900 | ~$150 | ~$33,000 |
* Illustrative only — assumes a ~2.9% + $0.30 effective traditional cost profile versus a cash-discount model eliminating up to 95% of processing fees. Your actual savings depend on ticket size, mix, and card types; we quote from your real statements.
Terminals & Readers
Countertop terminals, mobile readers, and QR-style options — matched to how your counter actually works.
Gateway & Invoicing
Online gateway, invoicing, recurring billing, and integrations for retail, service, and e-commerce operations.
Reporting
One dashboard for transactions, batches, deposits, and disputes — with a human on the phone when you need one.
Is cash discounting compliant and legal?
Yes — cash discounting is permitted under federal law (the Dodd-Frank durability provision) and in the large majority of states when implemented correctly, including required signage and receipt presentation. We set your kit up compliantly from day one.
How fast can I switch?
Most merchants are live within days of the decision: account setup, equipment or gateway provisioning, and a short walkthrough. We coordinate the cutover so you never miss a sale.
Will my customers object to the model?
Done correctly — clear signage, disclosed at the register, cash-priced options preserved — customers understand the choice. Your business simply stops subsidizing card network fees.
What do you need to quote me?
Your two most recent merchant statements. With those, we can show your real numbers — not a brochure promise — usually within one business day of the call.